Sending Money to Ghana: Everything You Need to Know Before You Transfer

Sending money to Ghana is a lifeline for families, businesses, and students. Whether you’re supporting loved ones, paying for services, or investing in opportunities, choosing the right transfer method ensures your money arrives quickly, safely, and with low fees.

In this practical guide, we cover everything you need to know before sending money to Ghana — from the best transfer methods to fees, exchange rates, and safety tips.

Main Methods to Send Money to Ghana

What You Need Before Sending Money

To ensure your money arrives without delay:

• Full name of the recipient (as on ID).

• Phone number (required for mobile wallets).

• Bank details: bank name, account number or IBAN, SWIFT/BIC code.

• Delivery method: bank, mobile wallet, or cash pickup.

• Payment method: bank account, debit/credit card, or cash at agents.
   

Fees and Exchange Rates

Transfer Fees:

• Bank transfers can cost up to $50.

• Digital apps are cheaper and more transparent.
   

Exchange Rate:

• Watch for differences between the real rate and the transfer rate.

• Use comparison sites like Monito to check rates.
   

Hidden Fees:

• Credit cards may add extra charges.

• Always review the terms before paying.

How Fast Is the Transfer?

• Instant or same-day: Online transfer apps.

• Bank transfers: 3–5 business days.

• Postal money orders: Slow, may take weeks.

Is It Safe to Send Money to Ghana?

Yes, if you follow these safety tips:

• Use licensed service providers.

• Ensure data protection with encryption.

• Use services with real-time tracking.

• Avoid fraud by verifying recipient details before sending.

Steps to Send Money to Ghana

1. Choose the right service (compare fees and speed).

2. Create an account and verify your identity.

3. Enter recipient details.

4. Select the delivery method (wallet, bank, cash).

5. Review fees and exchange rates.

6. Pay via bank, card, or cash.

7. Track your transfer and notify the recipient.

Final Tips Before Sending Money to Ghana

• Always compare your options.

• Double-check recipient details.

• Use mobile wallets for speed.

• Use licensed services for security.

Conclusion

Sending money to Ghana doesn’t have to be complicated or expensive. With the right preparation and choice of service, you can transfer your funds quickly, safely, and affordably.

Choose the method that suits your needs — whether a digital app, mobile wallet, or bank transfer.

Ready to Send Money to Ghana Quickly and Safely?

Towb offers you a seamless and reliable transfer experience:

• High-level security
• nstant transfers
• Low, transparent fees
• 24/7 customer support

Start now with Towb and enjoy peace of mind with every transfer!