How to Send Money to Uganda — Fast, Safe, and Low-Cost Options

Do you need to send money to Uganda quickly, safely, and with minimal fees? This guide provides the best digital and traditional methods and explains how to choose the option that best fits your needs and your recipient’s needs.

Why Choosing the Right Method Matters

Uganda relies heavily on remittances, especially from its diaspora. Choosing the right transfer method helps you:

• Reduce fees and exchange rate losses
• Speed up delivery time (from moments to minutes)
• Protect your money and information

Best Ways to Send Money to Uganda in 2025

1. Online Transfers (Fastest and Cheapest)

How it works:

• Register on the app or website

• Enter recipient details

• Choose amount and currencies

• Pay using card, bank account, or wallet

• Track your transfer in real-time

Best for: Those who want to send money quickly with low fees to a bank account or wallet.

2. Cash Pickup (For Immediate Face-to-Face Transfers)

• Available at thousands of locations across Uganda

• Funds are delivered within minutes

• Ideal for recipients without a bank account

How it works:

• Choose “Cash Pickup”

• Share the MTCN code with the recipient

• The recipient goes to the nearest location with ID to collect funds

Best for: People who need cash immediately.

3.Traditional Bank Transfers

Via SWIFT from bank to bank:

• Secure but slower (3–5 business days)

• Multiple fees (your bank + intermediary bank + recipient’s bank)

• Suitable for large amounts or business transactions

Best for: Large transfers or formal transactions.

4. Transfers to Mobile Wallets

These platforms allow:

• Direct wallet transfers

• Instant receipt of funds

• No need for a bank account

How it works:

• Choose “Mobile Wallet” as delivery option

• Enter phone number and network

• Funds arrive directly on the recipient’s phone

Best for: Recipients without a bank account, especially in rural areas.

Steps to Send Money to Uganda

• Choose a service provider ➤ Use comparison sites like Exiap

• Enter recipient’s information ➤ Full name + account/wallet number or cash pickup location

• Specify amount and currency ➤ Choose USD, UGX, or others

• Select payment method ➤ Card, bank account, or wallet

• Confirm and share details ➤ Send confirmation or MTCN code to recipient

Tips for Faster and Safer Transfers

• Always compare fees and exchange rates before sending

• Choose faster options when needed

• Use licensed and trusted providers

• Consider the recipient’s needs — wallet for phones, cash for rural areas

Send Money to Uganda with Confidence Using Towb

In a world where the need for efficient money transfers is increasing, Towb offers the easiest and fastest way to send money to Uganda — whether supporting your family, a business partner, or paying an urgent bill.

With Towb, you get:

• Instant and secure transfers to bank accounts or mobile wallets
•  Transparent fees with no surprises
• 24/7 support and a user-friendly interface in your language

Ready to send your first transfer?
Start with Towb today and experience the difference for yourself. Send now with confidence, knowing your money is in safe hands.