Send Money to Ghana with Apple Pay via Towb

Apple Pay has become one of the leading digital payment solutions worldwide, offering users a fast and seamless way to manage payments, send money, and track financial transactions with a single tap on their iPhone or Apple Watch. This innovation has helped millions simplify their financial lives, whether in physical stores, online shopping, or sending money person-to-person or internationally.

However, when looking at the Ghanaian market, several important questions arise:

• Can Apple Pay be used to send money directly to Ghana?

• What are the safest and fastest alternatives to send money to recipients in Ghana?

• How can international users leverage Apple Pay to fund transfers via secure and reliable services?

In this comprehensive guide, we provide clear answers to these questions, focusing on using Towb as a trusted option to send money to Ghana. We cover detailed transfer steps, available payout options, fees and exchange rates, and best practices to ensure recipients get the maximum value safely.

Using Apple Pay with Towb to Send Money to Ghana

As of 2025, Apple Pay is not locally supported in Ghana. However, it remains an effective and reliable way to fund transfers via Towb. Senders can use Apple Pay to pay the desired amount, and Towb then securely and quickly completes the transfer to the recipient.

Steps to Use Apple Pay with Towb:

1. Choose Apple Pay as a Payment Method

   • When starting a transfer via Towb, select Apple Pay as the funding option.

2. Funds Deducted from Linked Card

   • Payment is processed securely and instantly, without sharing sensitive financial information with Towb or any third party, ensuring full protection of your data.

3. Towb Executes the Transfer

   • Once the payment is received, Towb transfers the funds to the recipient in Ghana using their chosen method: bank deposit, mobile wallet, or cash pickup.

Payout Options in Ghana via Towb

Towb offers recipients in Ghana multiple ways to receive money, ensuring speed, security, and flexibility:

• Bank Deposit:
  Almost instant deposit into local accounts, allowing immediate use of the funds.

• Mobile Wallets:
  Such as MTN Mobile Money and AirtelTigo Money, widely used in Ghana for quick mobile access to funds.

• Cash Pickup:
  Through Towb’s network of authorized partners, providing a flexible option for those who prefer cash.

These options give recipients freedom to choose what suits them best while ensuring safe and fast delivery.

Benefits of Using Apple Pay with Towb

Integrating Apple Pay with Towb provides a seamless and secure money transfer experience with several advantages for both senders and recipients:

• Ease of Use:
  Fund transfers with just one tap, eliminating manual card entry, reducing errors, and saving time.

• High Security:
  Card data is fully encrypted through Apple Pay and never shared with Towb or third parties, ensuring maximum privacy and protection.

• Fast Transfers:
  Once the amount is funded via Apple Pay, Towb immediately begins sending money to the recipient, minimizing waiting time.

• Flexible Payouts:
  Recipients can choose the method that suits them: bank deposit, mobile wallets like MTN Mobile Money or AirtelTigo Money, or cash via Towb’s partner network.

Thanks to these benefits, sending money to Ghana via Towb becomes seamless, safe, and fast, ensuring recipients receive funds in the best possible way.

How to Send Money to Ghana Using Apple Pay via Towb: Step by Step

Even though Apple Pay is not directly supported in Ghana, international users can use it to fund transfers through Towb. Here’s the step-by-step process:

1. Log In or Create a Towb Account

• Log in to your Towb account.

• If you don’t have an account, create a new one via the website.

• Complete identity verification (KYC) to ensure secure and fast transfers.

2. Fund Your Towb Account via Apple Pay

• After logging in, fund your Towb account using Apple Pay.

• Select your bank card or credit card linked to Apple Pay.

• Authenticate the payment using Face ID, Touch ID, or Apple Pay passcode.

• The amount is instantly deducted from your card and credited to your Towb balance.

3. Start the Transfer

• Select Ghana as the recipient country.

• Enter the amount to send and choose the sending and receiving currencies.

• Towb will display the available payout options for the recipient.

4. Confirm Transfer Details

• Review the amount, fees, and exchange rate.

• Ensure the recipient’s details are correct to avoid delays.

5. Execute the Transfer

• Once confirmed, Towb sends the money from your funded balance to the recipient in Ghana via the chosen method:

  • Bank Deposit: Directly into the local account.

  • Mobile Wallets: Such as MTN Mobile Money or AirtelTigo Money.

  • Cash Pickup: Via Towb’s network of authorized partners.

6. Delivery Notification and Tracking

• The recipient receives a notification as soon as the funds arrive.

• Both sender and recipient can track the transfer in real-time via the Towb app or SMS confirmation.

Fees and Exchange Rates When Using Towb to Send Money to Ghana

Transfer Fees

Fees vary depending on:

• Sender’s country: Fees may differ between European, American, and other countries.

• Transfer amount: Smaller amounts may have lower fees, larger amounts may incur higher fees.

• Payout method: Bank deposit, mobile wallet, or cash pickup may affect fees.

Towb provides transparent fees upfront, giving you full control and clarity on costs.

Currency Conversion

• When sending in USD, EUR, or GBP, funds are converted to Ghanaian Cedi (GHS) at a clear exchange rate.

• A small margin is added to cover operational costs while ensuring maximum value for the recipient.

Transfer Times

• Almost instant for mobile wallets like MTN Mobile Money and AirtelTigo Money.

• 1–2 business days for local bank deposits, depending on the recipient’s bank.

Towb monitors every transfer step and sends instant notifications, keeping you informed until the funds reach the recipient.

Conclusion: With Towb, Your Money Reaches Ghana Easily and Safely

Enjoy flexible payout options for the recipient, with transparent fees and no surprises. Simply choose the amount and delivery method, and let Towb handle the rest.

💡 Towb Tip: Always compare payout methods to ensure every cent reaches the recipient with maximum value.

✨ Start now with Towb and send your money to Ghana quickly and safely!